Smart Shopping this Festive Season
22 December 2023
It’s that time of the year folks, Christmas season!
That time of the year when we choose YOLO and shove all thoughts of January and its adulting responsibilities to the back of our minds. We tend to transform into festive spendthrifts, impulsively buying things we probably don’t need; like that 12th pair of black heels! Fuel tanks are all filled up in anticipation of spontaneous road trips with the boys or buying the kids’ toys that will probably never be played with. After all, that’s how we ‘spread cheer’ on this side of the Sahara. Here are some smart shopping tips that will help you not to suffer too much when ‘Njaanuary’ sets in.
Create a budget
The foundation of smart shopping is a well-thought-out budget. Most of us have no problem creating elaborate budgets; sticking to them — is where we draw the line. Identify and categorize your expenses, distinguishing between needs and wants, and allocate funds accordingly. Keep in mind this December salary will have to stretch till the end of January. This ensures that your essential expenses are covered before allocating money to luxuries.
Make a shopping list
Once you set your budget, create a shopping list. An elaborate shopping list will help you stay focused on what you actually need, reducing the likelihood of buying unnecessary items.
Research and compare prices
Knowledge is power when it comes to smart shopping. Most retail outlets have shopping apps. Make use of this technology before setting out to shop. Comparing prices and checking out which retail outlets have running offers and sales will help you make informed decisions and find the best value for your money.
Shop in bulk
Shopping in bulk is a well-kept secret. Prepare a list of all the non-perishable items you need for your home and visit one of the many wholesale shops in your area. Shopping in bulk will significantly save the amount you spend on your monthly shopping, while also giving you a few stress-free months where you will not need to shop for these items.
Consider joining shopping Chamas
This is where a group of people come together, contribute an agreed amount of money then shop in bulk. This bulk shopping is then divided equally among them. This saves money and you’re able to get a lot more stuff compared to when you shop alone. Try it, you will not regret it!
Embrace thrift shopping
The age-old ‘nguo ya Christmas’ craze is something most parents can relate to. Around this time clothes shops are buzzing with activity as we try to get the best outfits for Christmas. Did you know there are numerous thrift shops all over town that have amazing outfits at much lower prices? You’re welcome! Thrift shopping has been embraced in Kenya for quite some time, some swearing by the uniqueness of the outfits they get there. #Vintage! You don’t have to break the bank to be fabulous!
Loyalty points
Time to use up those loyalty points. In the world of smart shopping, leveraging your accumulated loyalty points can save you a bit of money. Using those loyalty points from your favorite store or service can translate into tangible savings on your shopping bill.
Ultimately, shopping smart is not just a great way to save on your finances; it’s a mindset that empowers you to make conscious and intentional choices in your daily consumption — this festive season and beyond. Happy and smart shopping!
Talk to us about our savings solutions on 0709 438 000, email customer.service@hfgroup.co.ke, text ‘Target’ to 21938 or download our HFC Whizz App today!
